Join more than 4 million
Australians who own their banking.
“15 years ago Mum nearly lost her house, but thanks to Holiday Coast’s advice and loan restructuring Mum is secure, and now my plan is to invest in more houses so I can give something to my children. The Holiday Coast changed Mum’s life and mine, that’s for sure.”
Holiday Coast Credit Union customer
Customers of mutual banks, credit unions and building societies own these institutions. So customer interests are not in conflict with shareholder interests.
The customer owned banking model is the only alternative that is solely customer focused – 100% of profits are used to benefit customers.
“You can go into a (big) bank a million times and they don’t care who you are or remember who you are. It’s really personal and special (at People’s Choice Credit Union). I feel quite special when I go in there.”
Mary, South Australia
People’s Choice Credit Union customer
Customer owned banking gives you the opportunity to bank with trust, bank with better rates and to bank more innovatively.
“We recently re-financed our home loan to P&N Bank. I had been hesitant to look at switching banks, however dealing with P&N was a breath of fresh air.”
P&N Bank customer
“You guys are amazing. Can’t believe anyone banks anywhere else.”
Trish, Adelaide People’s Choice Credit Union customer
“There are so many things coming out of the Royal Commission about the (big) banks’ wrong doings that do not meet with my principles of such organisations. I joined the credit union as it is an organisation that is part of the community and not there to profit by it.”
Horizon Credit Union customer
“What convinced me were the ethics and ideals of Bank Australia where customers come first, not last. And where ecological concerns matter and profits are directed back to customers, not shareholders.”
Bank Australia customer
Take back what’s yours with customer owned banking.
Australians want a banking institution they can trust to put them first. Customer owned banking is the alternative where customer interests are not in conflict with shareholder interests. We are solely customer focused – 100% of profits are used to benefit you.
We are Australia’s credit unions, mutual banks and building societies with a strong 150-year old history but we’re not old and crusty. We have best-in-class digital offerings and market leading customer satisfaction.
Join the 4 million Australians that already experience the benefits of owning their banking. Explore our list of customer owned banking institutions to find the right solution for you.